Wholesale Mortgage Rates - Duane Buziak
You searched a lender by name — here's why that matters

Wholesale Mortgage Rates, Direct From the Lenders You're Searching For

You searched a lender's name because you want a specific answer — not a generic quote. This page exists for that exact search.

Duane Buziak, Mortgage Maestro (NMLS #1110647), is an independent mortgage broker and lender with real, active wholesale relationships across hundreds of investors — including all 30 lenders named in the directory below. One application. Every wholesale shelf. No out-of-pocket cost to compare.

Independent broker with wholesale access — Duane is not affiliated with, endorsed by, or an employee of any lender named on this page. Each name reflects a genuine wholesale relationship Duane originates through directly.

UWM PennyMac Newrez Carrington NexBank Kind Lending

Duane has active wholesale access to these and 24 more.

Why Search a Lender by Name Instead of Just "Mortgage Rates"?

Let’s be honest: when you're searching for a specific wholesale lender by name, you already have an inside track. Maybe it’s a unique loan program, a reputation for bending over backwards on credit, or a rate sheet you heard whispered about on a Reddit thread or from your realtor.

The catch? Most top-tier wholesale lenders flat-out refuse to work directly with consumers. They fund their loans exclusively through trusted independent brokers. So when you search their name on your own, you usually hit a dead end.

This page bridges that gap entirely. Dive into the directory below to explore every single wholesale lender Duane partners with directly—discover what each one does best, and find out how to unlock a genuine quote straight from their live rate sheet.

Named Wholesale Lender Directory

Duane works with hundreds of wholesale lenders. The 30 below are the names people search for most — each has a dedicated page with that lender's program specialty, credit and down-payment flexibility, and a real worked payment example.

United Wholesale Mortgage (UWM)

Volume leader; broad conventional/government wholesale menu.

View United Wholesale Mortgage (UWM) Wholesale Rates →

PennyMac

Large-scale wholesale investor across conventional, government, and jumbo.

View PennyMac Wholesale Rates →

Newrez

Wholesale channel separate from its retail arm; broad agency + non-QM menu.

View Newrez Wholesale Rates →

Freedom Mortgage TPO

High-volume government/refi wholesale lending.

View Freedom Mortgage TPO Wholesale Rates →

Plaza Home Mortgage

Wholesale and correspondent programs incl. renovation lending.

View Plaza Home Mortgage Wholesale Rates →

Kind Lending

Known for non-QM and specialty programs (bank-statement, asset-based).

View Kind Lending Wholesale Rates →

CMG Financial

Wholesale lender with a broad conventional and specialty product set.

View CMG Financial Wholesale Rates →

PRMG

Wide program menu across conventional, government, and non-QM wholesale.

View PRMG Wholesale Rates →

A&D Mortgage

Non-QM and foreign-national wholesale specialist.

View A&D Mortgage Wholesale Rates →

Arc Home LLC

Wholesale investor across agency and non-QM.

View Arc Home LLC Wholesale Rates →

Acra Lending

Non-QM wholesale specialist, incl. investor and jumbo programs.

View Acra Lending Wholesale Rates →

LoanStream Mortgage

Wholesale non-QM and specialty program lender.

View LoanStream Mortgage Wholesale Rates →

Deephaven Mortgage

Non-QM wholesale specialist for self-employed/non-traditional income.

View Deephaven Mortgage Wholesale Rates →

Orion Lending

Wholesale conventional, government, and non-QM investor.

View Orion Lending Wholesale Rates →

Mutual of Omaha Mortgage

Wholesale channel spanning conventional and reverse mortgage.

View Mutual of Omaha Mortgage Wholesale Rates →

Angel Oak Mortgage Solutions

Non-QM specialist for self-employed and non-traditional income.

View Angel Oak Mortgage Solutions Wholesale Rates →

Newfi Wholesale

Wholesale non-QM and specialty program investor.

View Newfi Wholesale Wholesale Rates →

Forward Lending

Wholesale investor with specialty and non-QM programs.

View Forward Lending Wholesale Rates →

SunWest

Wholesale investor with jumbo and specialty program access.

View SunWest Wholesale Rates →

Mega Capital Funding

Known for jumbo and investment-property wholesale programs.

View Mega Capital Funding Wholesale Rates →

Carrington Mortgage Services

Reputation for government and non-QM programs with flexible credit thresholds.

View Carrington Mortgage Services Wholesale Rates →

The Loan Store

Wholesale investor across agency and non-agency programs.

View The Loan Store Wholesale Rates →

Change Lending

Wholesale investor with community and specialty lending focus.

View Change Lending Wholesale Rates →

Champions Funding (ChampsTPO)

Non-QM wholesale investor, active in refinance volume.

View Champions Funding (ChampsTPO) Wholesale Rates →

LoanUnited

Wholesale investor across conventional and specialty programs.

View LoanUnited Wholesale Rates →

First National Bank of America (FNBA)

Wholesale portfolio and non-QM lender.

View First National Bank of America (FNBA) Wholesale Rates →

Brokers First Funding (BFF)

Wholesale investor serving broker-submitted files.

View Brokers First Funding (BFF) Wholesale Rates →

Ameritrust Mortgage Corp.

Wholesale investor across conventional and specialty programs.

View Ameritrust Mortgage Corp. Wholesale Rates →

NexBank

Wholesale correspondent/TPO channel for agency and jumbo products.

View NexBank Wholesale Rates →

TheLender

Wholesale investor across conventional and government programs.

View TheLender Wholesale Rates →

Each lender above has its own dedicated page with program specialty, credit and down-payment flexibility, and a worked payment example.

How the NoTouch Credit Pull Works With Any of These Lenders

Every named-lender comparison starts with Duane's NoTouch Credit Pull — a soft-pull pre-approval that shows you real, program-specific numbers from that lender's wholesale rate sheet without a hard inquiry on your credit. You'll never wonder whether a quote is theoretical; it's pulled from the lender's live pricing.

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Step 1

Tell us your goal — purchase, refinance, or cash-out

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Step 2

Soft credit pull — no impact to your score

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Step 3

Real wholesale numbers — sourced from the actual lender rate sheet

Dare to Compare

Already have a quote from a direct lender or a bank? Bring it. Duane's Dare to Compare challenge puts that quote head-to-head against wholesale pricing from the lenders on this page — hundreds of investors competing for your file instead of one bank's single rate sheet.

Broker or Lender?

Is Duane Buziak a mortgage broker or a mortgage lender?

Both. As a broker, Duane shops your file across hundreds of wholesale investors — including every lender named on this page — to match you to the right fit. As a lender, Coast2Coast Mortgage, LLC also funds and closes loans in-house through correspondent/table-funding capability in Virginia, Florida, Tennessee, Georgia, DC, North Carolina, and Maryland. (South Carolina is broker-only by state rule.)

Frequently Asked Questions

Yes. Duane is an independent broker with an active wholesale relationship with United Wholesale Mortgage (UWM) and submits files directly into UWM's wholesale channel — he is not an employee of, or affiliated with, UWM.

Carrington has a market reputation for government and non-QM programs with more flexible credit-score thresholds than many conventional-only lenders, which is a common reason people search their name directly.

Kind Lending is generally known in the wholesale market for non-QM and specialty program flexibility, including bank-statement and asset-based qualification for borrowers who don't fit a standard W-2 file.

No. Duane is an independent broker with wholesale access to each lender named on this page. None of these lenders endorse, employ, or are affiliated with Duane or Coast2Coast Mortgage, LLC.

No. PennyMac's wholesale division prices loans for brokers only; access to that pricing comes through a broker relationship like Duane's, not a direct-to-consumer channel.

NexBank operates a wholesale correspondent and TPO channel used by brokers for a range of agency and jumbo products; exact program fit depends on the file and current rate sheet.

Both are wholesale investors Duane has access to that are known in the market for jumbo and specialty program capacity — actual eligibility depends on the borrower's file and each lender's current guidelines.

No — wholesale lenders like PRMG, Angel Oak, and Mega Capital Funding do not offer a lower direct-to-consumer rate; their pricing is only available through brokers, so there's no direct channel to compare against.

The NoTouch Credit Pull is a soft inquiry that does not affect your credit score, used to source accurate program pricing from the wholesale lender(s) that best fit your file before any hard pull occurs.

Lender and program availability varies by state. Duane is licensed in Virginia, Florida, Tennessee, Georgia, DC, North Carolina, South Carolina, and Maryland — availability for a specific wholesale lender's programs is confirmed at the time your file is priced.

Worked Example

A borrower with a 680 credit score and 10% down on a $400,000 purchase priced through a wholesale non-QM lender (bank-statement program) versus a conventional wholesale investor. On a $360,000 loan at an illustrative 7.125% wholesale rate, principal and interest runs approximately $2,425/month; the same loan amount priced through a different wholesale investor's rate sheet at 6.875% runs approximately $2,365/month — a $60/month, $720/year difference from rate-sheet shopping alone, before taxes, insurance, or PMI. This is the exact gap wholesale-lender comparison is built to close.

APR and payment figures above are illustrative only, not a rate lock, quote, or offer — actual pricing depends on the specific lender's live wholesale rate sheet, credit profile, loan amount, and program at time of application.

Ready to See Real Wholesale Numbers?

Soft credit pull. No cost. No obligation. Just the actual rate sheet from the lender that fits your file.

Trust Box

Why Clients Trust Duane Buziak, Mortgage Maestro

  • Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
  • Scotsman Guide Top Originator 2026 — $51.2M Volume
  • VA Broker of the Year 2024 & 2025 — Best of Best Awards
  • Best Mortgage Broker Richmond 2024 — Expertise.com
  • UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
  • Innsbrook Business of the Year 2022 & 2024 — Alignable
  • Glen Allen Mortgage Broker of the Year 2025 — Alignable
  • Top 1% Nationwide | 15+ Years Experience | (256)+ Five-Star Reviews
  • Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
  • Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
  • A Rating with the Better Business Bureau
  • NMLS Consumer Access — Verified License
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA, FL, TN, GA, DC, NC, SC, MD

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Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | wholesale mortgage rates

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

📱 (804) 212-8663 | 📧 duane@coast2coastml.com