Which Wholesale Lender Has the Lowest Rates Today? A Broker’s Honest Answer
No single wholesale lender has the lowest rates every day since pricing among UWM, PennyMac, Newrez, and dozens of other investors shifts daily based on bond markets and borrower scenario. This article explains how rate sheets move and why an independent broker who checks multiple wholesale lenders beats calling just one for the sharpest price.
7 Strategies to Find the Top Portfolio Lenders for Investors
This guide breaks down 7 strategies for identifying the top portfolio lenders for investors, explaining how DSCR and Non-QM products solve the financed-property caps and income-documentation hurdles conventional agency loans impose on rental-property buyers.
Mortgage Closing Costs Too Expensive? 7 Steps to Lower What You Pay at the Table
This guide tackles the common worry that mortgage closing costs too expensive by walking borrowers through seven concrete steps, from reviewing your Loan Estimate line by line to negotiating and shopping fees, to reduce cash-to-close before signing.
7 Strategies to Find the Right Non-QM Mortgage Lenders for Your Situation
This guide breaks down seven practical strategies for matching your financial profile, whether self-employed income, rental cash flow, or asset reserves, to the right non qm mortgage lenders on the wholesale market. It helps borrowers avoid wasted credit pulls by identifying which lender programs actually fit their documentation and income type.
Mortgage Origination Fees Too High? Here’s What Duane Buziak Says Is Normal (and What Isn’t)
This article helps borrowers figure out whether their mortgage origination fees are too high by explaining what the fee actually covers, what a normal 2026 range looks like, and how wholesale broker access can bring the cost down.
Bank Statement Loan Pricing in 2026: What Sets the Rate and How to Get It Right
This guide breaks down what actually drives bank statement loan pricing, from credit tier and deposit consistency to how three named Non-QM wholesale lenders structure their rate matrices, with a real dollar example and common mistakes to avoid.
How to Qualify for a Bank Statement Loan in 2026: A Step-by-Step Guide
This step-by-step guide breaks down bank statement loan qualification for self-employed borrowers, covering the documents, credit, and reserves lenders require, written by an active Non-QM wholesale broker who places these loans daily.
7 Strategies to Find the Top Wholesale Mortgage Brokers for Your Loan
This guide breaks down 7 practical strategies for identifying top wholesale mortgage brokers, covering how to check licensing, compare lender rosters, match broker specialties to your loan scenario, and run the numbers before committing. It’s designed to help borrowers tell a genuinely credible wholesale broker apart from a simple marketing page.
7 Strategies to Build a Mortgage Comparison Worksheet That Actually Saves You Money
This article walks through seven strategies, from independent wholesale mortgage broker Duane Buziak, for building a mortgage comparison worksheet that lines up every loan quote in the same format so hidden fees and rate tricks can’t hide. It’s designed to help borrowers compare lenders apples-to-apples and ultimately save money on their mortgage.
Jumbo Loan Approval Obstacles: What’s Actually Blocking Your Application (And How a Broker Fixes It)
Jumbo loan approval obstacles — from lender-specific overlays to strict reserve and documentation requirements — derail applications even when borrowers can clearly afford the home. This article breaks down exactly what causes jumbo financing to stall and how working with an independent wholesale mortgage broker like Duane Buziak, with access to 30+ wholesale lenders, cuts through those barriers to close the loan.