Screenshot 2026-08-30 211351
Get estimate

Tag: First Time Home Buyer Virginia

7 Strategies for a Smarter Jumbo Mortgage Rate Comparison, From Duane Buziak

Duane Buziak Mortgage Maestro: 2026 Richmond’s Best Mortgage Rate Leader

A jumbo mortgage rate comparison only works when every quote rests on identical assumptions, because jumbo loans are priced to each investor’s own appetite rather than to uniform Fannie Mae and Freddie Mac rules. Duane Buziak, a wholesale broker ranked in the Top 1% nationwide, walks through seven strategies, from confirming your county’s conforming limit to comparing lock terms, so you can see what each lender is truly offering.

Broker Lender Access: What It Changes

Mortgage Closing Costs Too Expensive? 7 Steps to Lower What You Pay at the Table

Broker lender access lets a licensed independent broker compare UWM, PennyMac, Newrez and specialty options for clear mortgage choices and payments.

Debt Service Coverage Ratio Explained: How DSCR Loans Work, From Duane Buziak

Debt Service Coverage Ratio Explained: How DSCR Loans Work, From Duane Buziak

Debt service coverage ratio explained by Duane Buziak, an independent wholesale mortgage broker: DSCR is a rental property’s income divided by its housing payment, letting investors qualify without personal tax returns. The guide covers the formula, a worked example, what lenders weigh beyond the ratio, a named Non-QM lender comparison, and how broker access works.

What Is Mortgage Pre Qualification? Duane Buziak Explains How It Works in 2026

Debt to Income Ratio Mortgage Problems: What’s Blocking Your Approval (and How to Fix It)

What is mortgage pre qualification? It is a quick, unverified estimate of how much a lender may lend you, based on income, debts, assets and credit details you report yourself. Duane Buziak explains how it differs from pre-approval, what it does to your credit, and why running it through an independent broker lets you compare several wholesale lenders while setting a realistic budget.