Duane Buziak’s Mortgage Affordability Calculator Guide: How to Find a Realistic Home Budget in 2026
This mortgage affordability calculator guide from independent broker Duane Buziak shows how to enter accurate income, debt, and savings figures so you end with a realistic monthly payment target and home price range for pre-qualification. It also explains how wholesale lenders such as UWM, PennyMac, and Newrez evaluate the same numbers, so your 2026 budget reflects what underwriting will actually approve.
Documents for Bank Statement Loans You Need
See the documents for bank statement loans, how deposits are reviewed, and how an independent broker compares lender options before you apply with confidence.
7 Strategies to Qualify Through Stated Income Mortgage Programs in 2026, from Duane Buziak
Stated income mortgage programs from before 2008 are gone, replaced by Non-QM alternative-documentation loans that verify income through bank deposits, 1099s, rental cash flow, or assets. Duane Buziak, an independent wholesale broker, walks self-employed borrowers and investors through seven strategies to qualify and explains why comparing several lender matrices on one scenario matters.
7 Strategies to Compare Mortgage Broker Fees vs Bank Costs, From Duane Buziak
Holding two quotes and unsure which is cheaper? This guide from Duane Buziak (NMLS #1110647) breaks down mortgage broker fees vs bank costs in seven strategies, showing how to read the standardized Loan Estimate line by line, look past the headline rate, and judge total cost so you choose the offer that actually saves you money.
Duane Buziak on PennyMac Wholesale: 7 Strategies to Access Its Programs Through an Independent Broker
A practical guide to pennymac wholesale.
WholesaleMortgageRates Mortgage Rate Comparison: How Duane Buziak Compares Wholesale Lenders for You
A practical guide to WholesaleMortgageRates mortgage rate comparison.
Duane Buziak on Mega Capital Funding Non-QM Loans: How an Independent Broker Gets You Access
Duane Buziak (NMLS #1110647), an independent broker with wholesale access to 30 lenders, explains how to work with a Mega Capital Funding Non-QM broker. He covers what Non-QM means, why borrowers with non-agency files search for Mega Capital, and how a broker compares it against other Non-QM lenders for the same file.
How Much Does Mortgage Pre-Approval Cost? Duane Buziak Explains the Real Fees in 2026
A practical guide to how much does mortgage pre approval cost.
Fair Lending Laws in the Mortgage Industry: What Protects You, Explained by Duane Buziak
Fair lending laws in the mortgage industry bar lenders from treating applicants differently based on protected traits like race, religion, sex, or familial status, whether you borrow from a bank or through a broker. Duane Buziak (NMLS #1110647) explains the main federal laws, what each one covers, how they apply on the wholesale side, and what to do if something looks wrong, as of 2026.
Plaza Home Wholesale Rates for Your Loan Fit
Compare Plaza Home wholesale rates through an independent broker. Review loan fit, total payment costs, program questions, and next steps for buyers now.