Non-QM Wholesale Lenders Compared: A&D, Angel Oak, Arc Home, Deephaven, Acra & More — Duane Buziak, NMLS #1110647
This article delivers a lender-by-lender Non-QM wholesale lenders comparison across A&D Mortgage, Angel Oak, Arc Home, Deephaven, Acra Lending, and more — identifying each lender’s distinct specialty so brokers and borrowers can match their exact scenario (bank statement, DSCR, recent credit event, foreign national) to the right wholesale source through Duane Buziak, NMLS #1110647.
Duane Buziak’s Insider Map: Top Wholesale Mortgage Lenders for Brokers in 2026
Duane Buziak (NMLS #1110647) of Coast2Coast Mortgage LLC maps the full wholesale mortgage lender landscape for 2026, covering 30 active lender relationships — from Tier 1 volume giants like UWM and PennyMac to Non-QM and DSCR specialists — and explains why working with an independent broker gives borrowers access to all of them at once instead of a single retail quote.
Home Equity Loan vs Refinance: Which Costs Less?
Compare a home equity loan vs refinance with a worked cost example, payment trade-offs, wholesale lender access, and practical borrower questions today.
VA Loan Funding Fee Calculator: How to Find Your Exact Number Before You Close
The VA loan funding fee is a one-time, variable cost that catches many veterans off guard at closing — but it doesn’t have to. This guide explains exactly how to use a VA loan funding fee calculator, what inputs you need, how to verify exemption status, and how working with an independent mortgage broker can ensure you get the most accurate number before you sign.
Mortgage Origination Fees Explained: What You’re Actually Paying For (And How to Pay Less)
Mortgage origination fees are among the most misunderstood costs in home financing — but knowing what they cover, how they’re structured across loan types and lending channels, and where real negotiating leverage exists can save borrowers thousands. Independent wholesale broker Duane Buziak (NMLS #1110647), with access to 30 wholesale lenders, breaks down exactly what you’re paying for and how to pay less.
Cash Out Refinance Requirements That Matter
Learn cash out refinance requirements, equity limits, credit, income, and closing-cost math before using home equity for major expenses or debt payoff.
Debt to Income Ratio Mortgage Problems: What’s Blocking Your Approval (and How to Fix It)
Debt-to-income ratio mortgage problems are one of the most common — and most misunderstood — reasons mortgage applications stall or get denied. This article breaks down exactly how lenders calculate DTI, which loan programs carry different thresholds, and how working with an independent wholesale broker like Duane Buziak can match borrowers to the right program even when their ratio is a challenge.
Mortgage Rate Too High? Here’s Exactly What to Do — A Step-by-Step Action Plan
When your mortgage rate feels too high, most borrowers don’t know all the levers available to them — before or after closing. This guide from wholesale broker Duane Buziak (NMLS #1110647) walks through six concrete steps to verify whether your rate is actually out of line and how broker access to 30+ institutional lenders like UWM, PennyMac, and Newrez can unlock wholesale pricing that direct lender calls simply can’t match.
Refinance to Lower Monthly Payment and Save
Refinance to lower monthly payment with a full cost check. Compare term, rate, PMI, taxes, and lender options before you commit.
Hard Money vs. Conventional Mortgage: 7 Strategies to Choose the Right Loan for Your Situation
This article cuts through the noise on hard money vs conventional mortgage by walking real estate investors through 7 scenario-based strategies — covering deal timelines, property condition, credit profiles, and exit paths — while surfacing Non-QM middle-ground options available through wholesale lenders like A&D Mortgage, Angel Oak, and Deephaven that most comparison sites ignore.